Unfortunately, not all banks are open on weekends, even those that accept cash deposits and checks, often don't have a home loan professional available to pre-approve a buyer or answer a complicated mortgage loan question in an instant. We think it's not fair for those other banks and mortgage companies to be there only Monday through Friday, while you're also at work. We wanted to find a way to help busy people find their options and how they can save hundreds of dollars a month on their mortgage. When you have options, you can save.
Without knowing how much you can save, you could end up paying more than you have to pay on your mortgage and keep the money out of your pocket, prevent you from buying a new card, paying off credit cards, or saving for your children's college fund. Suddenly, everything is easier if your mortgage payment is reduced. So call The Home Loan Expert this weekend and find out why we made the move to be available to you on Saturday and Sunday. We offer same-day pre-approvals that you can trust.
Discover your personalized rate in the blink of an eye with our 5-minute loan application. Afternoons, weekends and holidays are common times for consumers to go out and see houses. If your contact at a bank leaves the office at 5 on Friday and is out of contact until Monday morning, that can turn into a long and frustrating weekend. Similarly, it can be difficult to know who to contact at an online lender when circumstances change rapidly, creating uncertainty at a time when borrowers are already anxious.
They work 12 hours a day and 7 days a week. PNC Bank operates in all 50 states and offers a wide range of mortgage products, including special loans for low- and moderate-income borrowers. Chase offers conventional and jumbo mortgages with fixed and adjustable rates, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans and low down payment loans. Bank of America stands out for its Affordable Loan Solution mortgage with a low down payment, which requires a 3% down payment and has no mortgage insurance.
Bank of America offers conventional and jumbo mortgages with fixed and adjustable rates, FHA loans and the Affordable Solution mortgage, which requires only a 3% down payment and has no private mortgage insurance. By recommending a mortgage broker, you can rest assured that not only will your customers have the widest variety of loan products to choose from, but you'll also partner with a mortgage expert who's available around the clock. Mortgage pre-approval represents an offer by a lender to lend money to the buyer based on certain financial circumstances and specific terms. The lender has also developed technology to automatically search for discounts that customers can qualify for, without any additional effort or cost on the part of the borrower.
In the home loan process, there are a number of touchpoints where everything can make progress fail, from a lack of a signature to a homeowner making a big unexpected purchase. Mortgage borrowers can count on average fees and competitive interest rates, standing just below the national average. Its credit products include conventional mortgages, government-backed loans, refinancing and home equity loans. The lender considers alternative credit data, such as rent and utility payments, when reviewing mortgage applications.
Truist offers fixed and adjustable rate mortgages, VA, FHA, jumbo mortgages, medical loans and construction loans to permanent. One of its most notable products is the YourGage mortgage, which is a fixed-rate mortgage that allows you to choose a custom term of eight to 29 years. Unlike some large retail lenders, online lenders, or large banks, independent mortgage brokers live in the same community as you and your buyers and operate with a service-first mentality. .